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Tamara

September 17, 2025 9:08 AM
posted in #tools

Google announced the Agent Payments Protocol (AP2), an open framework designed to let AI agents make purchases safely on your behalf. More than 60 financial & tech leaders (incl. Ames, Mastercard, PayPal, Salesforce, Intuit) are already backing it.

*How it works:*

  • AP2 introduces digital contracts called "mandates" that confirm you’ve authorized an agent before transaction is completed
  • Real-time shopping uses 2-step approval: an intent mandate when you start a purchase, and a cart mandate to finalize payment
  • Users can also pre-authorize agent purchases (e.g. "buy these tickets as soon as they're available")
  • Built to handle credit cards, bank transfers & stablecoins, (crypto partnerships include Coinbase, MetaMask & Ethereum Foundation)
  • Creates a verifiable "chain of evidence" from purchase intent through payment
  • Technical details are on GitHub - by making it open & transparent Google is positioning AP2 as the infrastructure for AI-ecommerce going forward

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